Retail & crafts
MTD software for jewellery makers.
Make the next piece. Spend less time chasing receipts.
Commissioned designs, craft fairs and online orders leave jewellery makers with several streams of paperwork. Avona helps organise those sales alongside materials, tools and selling costs.
- Who it is for
- Jewellery makers working as sole traders, managing their own business records and MTD for Income Tax updates.
- Available now
- Digital records, bank feeds, statement imports, transaction categorisation and quarterly self-employment updates. Pro adds customer invoicing, VAT accounting and reporting.
- Monthly price
- From £15/month for Lite. Pro is £20/month.
- Free trial
- Full access for 7 days. No credit card required.
- Annual-return limitations
- Quarterly updates do not replace your annual tax return. HMRC lists annual-return items including PAYE income, interest, dividends and pensions as in development. Check the listing and confirm support for your income sources before relying on Avona for your annual return.
Making Tax Digital
It’s what comes in.
Before costs go out.
A custom order can include a deposit, later balance and delivery charge. Keep the complete customer payment history together with shop and craft-fair sales.
Understand Making Tax Digital →When does MTD apply?
Combined qualifying self-employment and property income, before expenses:
- Over £50,000 in 2024/25
- From 6 April 2026
- Over £30,000 in 2025/26
- From 6 April 2027
- Over £20,000 in 2026/27
- From 6 April 2028
Eligibility and exemptions matter. These are income thresholds, not tax-free allowances.
Check HMRC’s eligibility guidance ↗From the work to your records
Clear records for your custom jewellery commission.
Bring the evidence into Avona, review the suggested categories and check the figures before submitting. These three examples show the records behind your custom jewellery commission, shared purchases and a bespoke jewellery commission.
| What you bring | How you use Avona | What you check |
|---|---|---|
| £380 for your custom jewellery commission £135 spent on metals, findings and beads | Connect your bank or import the payment, then upload the invoice or receipt for metals, findings and beads. Review the income and the purchase as separate records. | Keep £380 as the sale and the £135 cost separately. The £245 left after this cost is not turnover. Check that the spending is eligible for your business. |
| £100 mixed purchase £80 for materials for a customer piece; £20 for beads for your own jewellery | Upload the itemised receipt and review the suggested category. Identify materials for a customer piece separately from beads for your own jewellery. | Only the eligible £80 business portion belongs in business costs. Exclude the £20 personal purchase, and check that importing both the bank transaction and the receipt has not counted the spending twice. |
| £200 booking payment, then £600 £800 agreed total | Keep the agreement for a bespoke jewellery commission and review both customer receipts against it. Bring in the payments through your bank feed or statement import. | The two payments account for the £800 total. Do not count the full invoice again as another receipt. Use your accounting method for timing, and retain evidence of any later cancellation or refund. |
Keep supporting documents alongside your figures, review business use and apply your accounting method consistently. HMRC: keeping business records ↗
The costs behind your work
Six expenses worth
keeping records for.
Examples for jewellery makers. Claim only eligible business costs; mixed use, equipment and your accounting method can change the treatment.
Precious metals and findings
Gemstones and beads
Jewellery tools
Business packaging
Selling-platform fees
Craft-fair pitch fees
One thing to watch
Keep materials for personal pieces separate
A bead or metal order may support customer commissions and jewellery you make for yourself. Note the business allocation on mixed purchases before including the costs in your accounts.
HMRC: allowable business expenses ↗Fit the admin around the work
A routine around your custom jewellery commission.
Upload materials invoices as they arrive, record fair takings and reconcile commission deposits with final payments.
Capture the supporting documents
Upload receipts or invoices for metals, findings and beads. Keep the date, supplier and amount legible, and distinguish materials for a customer piece from beads for your own jewellery.
How document capture works →Reconcile your custom jewellery commission payments
Review each customer receipt against the work it covers. Keep the breakdown for a bespoke jewellery commission available alongside the bank entry, so fees, refunds or timing differences can be explained.
How bank review works →Review before you submit
Review Avona AI’s suggested categories, check that your custom jewellery commission income is complete, and remove duplicate or personal spending. Keep the evidence for a bespoke jewellery commission ready for your annual-return review too.
Before you get started
Questions from jewellery makers.
Does MTD apply to everyone in this profession?
No. This page covers jewellery makers working as sole traders. Your start date depends on combined qualifying self-employment and property income before expenses, and any exemptions. Employment and limited-company work have different reporting arrangements.
How do I record craft-fair sales alongside online commissions?
Keep the fair takings, online settlements and commission payments identifiable. Reconcile each stream so a card settlement does not duplicate the sales already recorded for that event.
How do I record a bespoke jewellery commission?
Example: £200 booking payment, then £600 (£800 agreed total). The two payments account for the £800 total. Do not count the full invoice again as another receipt. Use your accounting method for timing, and retain evidence of any later cancellation or refund.
Which bookkeeping issue should I watch for?
Keep materials for personal pieces separate. A bead or metal order may support customer commissions and jewellery you make for yourself. Note the business allocation on mixed purchases before including the costs in your accounts.
Can I keep using my existing spreadsheet?
Yes. Bring your custom jewellery commission income records and evidence of metals, findings and beads into Avona using supported spreadsheet uploads. Check dates, categories, personal spending and duplicates against the original documents before you approve the records.
Do quarterly updates complete my annual tax return?
No. You still need the annual tax return and any relevant adjustments or other income. HMRC currently lists annual-return items including PAYE income, interest, dividends and pensions as in development for Avona. Confirm support for your own income sources and circumstances before relying on Avona for the annual return.
Built for the way you earn
Add some polish to your jewellery-business books.
Choosing Avona
Your questions, answered.
Can I create customer invoices?
Yes. You can create customer invoices with Avona Pro.
What if I am VAT-registered?
Full VAT accounting is available with Avona Pro, so you can manage your VAT-registered business with Avona.
Can my accountant review my records?
Yes. You can connect your Avona account to your bookkeeper or accountant so they can review your records.
Can I use my phone on site?
Yes. Every feature has a mobile-friendly version, so you can manage your accounts from your phone while you are on the move.
Can I keep using my personal bank account?
Yes. Avona supports Open Banking connections and PDF bank statement uploads. You can clearly separate personal and business transactions to keep your business records organised.