Check your enrolment and records
A sign-up confirmation means HMRC has enrolled you. Sign in to HMRC online services, select MTD for Income Tax and confirm your income sources.
Confirm your detailsHMRC auto-enrolment support • 2026/27 guidance
Received an HMRC auto-enrolment letter? Here is what to do next.
ONLY£15A MONTHFrom September 2026, HMRC is signing up people whose 2024/25 qualifying income exceeded £50,000 and who need to use MTD. If your first update is outstanding, Avona can help you get organised and catch up.
Simple software £15/month + VAT
Some breathing room for 2026/27.
No penalty points apply to late quarterly updates for this tax year. Tax return deadlines and payment obligations still matter. Read HMRC’s guidance.
Decode your letter
What your HMRC auto-enrolment letter actually means
Start with the facts, then work through your next steps. Check your own account rather than assuming every reminder means the same thing.
Check for an overdue first update
The first deadline was 7 August 2026. For standard periods, it covered 6 April to 5 July. Check your HMRC account for outstanding updates.
See update periods and deadlinesQuarterly penalty relief is temporary
No late quarterly update points apply for 2026/27. Late tax return points still apply; quarterly points apply for subsequent tax years.
Read the quarterly penalty rulesCatch up before your annual return
HMRC says you must send your final quarterly update for the year before submitting your tax return. The letter itself does not confirm your filing status.
Read HMRC’s catch-up guidanceThink the letter does not reflect your circumstances?
Explore digital exclusion guidance See how to correct your HMRC recordsChoose the tools that fit you
HMRC does not supply your software.
You need compatible software. HMRC’s directory includes free and paid options; check that your choice covers your income sources.
Explore HMRC’s software directoryThe Avona answer
£15 /month + VAT
Simple tax. Less catching up.
Connect your bank, bring in your existing files, and let Avona AI help organise your records. Get the tools you need without taking on complex accounting admin.
- Read-only bank connection
- Flexible spreadsheet and statement imports
- Quarterly submissions to HMRC
A manageable route back on track
How to catch up on your overdue quarterly update
First confirm your records in HMRC online services, authorise your software and check your accounting period. Then bring your records up to date.
- 01
Connect your bank account
Link your business or property account through read-only Open Banking. Check that your records cover the full reporting period, and import statements or spreadsheets for any missing history.
Explore Open Banking - 02
Let Avona AI organise your records
Avona AI helps categorise your past income and expenses. Review the suggested categories, separate personal spending, and check your figures before filing.
See file import options - 03
Review and submit to HMRC
Check the cumulative summary for each business, submit through Avona, and confirm HMRC has accepted it. Keep the confirmation with your records.
Start for FREE
Quarterly updates are cumulative. Check the reporting periods with HMRC. Catch-up time depends on the completeness of your records.
Take the next step today
Clear your HMRC backlog.
Turn the letter into a plan. Bring your records together, review your figures, and get your quarterly updates back on track.
Start for FREE £15/month + VAT