Construction & trades
MTD software for flooring contractors.
Finish the floor without an evening of figures.
Hardwood, LVT, carpet and subfloor preparation bring several suppliers to one job. Avona helps fitting contractors keep the money in and materials out understandable on a phone.
- Who it is for
- Flooring contractors working as sole traders, managing their own business records and MTD for Income Tax updates.
- Available now
- Digital records, bank feeds, statement imports, transaction categorisation and quarterly self-employment updates. Pro adds customer invoicing, VAT accounting and reporting.
- Monthly price
- From £15/month for Lite. Pro is £20/month.
- Free trial
- Full access for 7 days. No credit card required.
- Annual-return limitations
- Quarterly updates do not replace your annual tax return. HMRC lists annual-return items including PAYE income, interest, dividends and pensions as in development. Check the listing and confirm support for your income sources before relying on Avona for your annual return.
Making Tax Digital
It’s what comes in.
Before costs go out.
Supply-and-fit invoices include flooring, underlay and accessories as well as fitting. Your fitting margin is not the gross sales figure used for MTD.
Understand Making Tax Digital →When does MTD apply?
Combined qualifying self-employment and property income, before expenses:
- Over £50,000 in 2024/25
- From 6 April 2026
- Over £30,000 in 2025/26
- From 6 April 2027
- Over £20,000 in 2026/27
- From 6 April 2028
Eligibility and exemptions matter. These are income thresholds, not tax-free allowances.
Check HMRC’s eligibility guidance ↗From the work to your records
Clear records for your bedroom flooring installation.
Bring the evidence into Avona, review the suggested categories and check the figures before submitting. These three examples show the records behind your bedroom flooring installation, shared purchases and unused flooring packs returned to the supplier.
| What you bring | How you use Avona | What you check |
|---|---|---|
| £950 for your bedroom flooring installation £390 spent on flooring, underlay and adhesive | Connect your bank or import the payment, then upload the invoice or receipt for flooring, underlay and adhesive. Review the income and the purchase as separate records. | Keep £950 as the sale and the £390 cost separately. The £560 left after this cost is not turnover. Check that the spending is eligible for your business. |
| £100 mixed purchase £80 for underlay for a customer's floor; £20 for flooring for your own room | Upload the itemised receipt and review the suggested category. Identify underlay for a customer's floor separately from flooring for your own room. | Only the eligible £80 business portion belongs in business costs. Exclude the £20 personal purchase, and check that importing both the bank transaction and the receipt has not counted the spending twice. |
| £30 supplier credit Linked to an earlier £120 purchase | Upload the original invoice and retain the credit note for unused flooring packs returned to the supplier. Review the refund or account credit alongside the purchase. | The documents now show £90 of net spending. Keep the original £120 and the £30 adjustment explainable, with timing matched to your accounting method; a supplier refund is not a new customer sale. |
Keep supporting documents alongside your figures, review business use and apply your accounting method consistently. HMRC: keeping business records ↗
The costs behind your work
Six expenses worth
keeping records for.
Examples for flooring contractors. Claim only eligible business costs; mixed use, equipment and your accounting method can change the treatment.
Underlay
Subfloor screed
Adhesives
Gripper rods and door bars
Knee kickers and tools
Business van costs
One thing to watch
Supplier credits need a place in the records
Returned packs and unused accessories can produce credits weeks after the fitting job. Keep the credit note with the purchase so costs are not overstated.
HMRC: keeping business records ↗Fit the admin around the work
A routine around your bedroom flooring installation.
Match the customer's full payment, store the supply invoices and review returns alongside job costs before your quarterly update.
Capture the supporting documents
Upload receipts or invoices for flooring, underlay and adhesive. Keep the date, supplier and amount legible, and distinguish underlay for a customer's floor from flooring for your own room.
How document capture works →Reconcile your bedroom flooring installation payments
Review each customer receipt against the work it covers. Keep the breakdown for unused flooring packs returned to the supplier available alongside the bank entry, so fees, refunds or timing differences can be explained.
How bank review works →Review before you submit
Review Avona AI’s suggested categories, check that your bedroom flooring installation income is complete, and remove duplicate or personal spending. Keep the evidence for unused flooring packs returned to the supplier ready for your annual-return review too.
Before you get started
Questions from flooring contractors.
Does MTD apply to everyone in this profession?
No. This page covers flooring contractors working as sole traders. Your start date depends on combined qualifying self-employment and property income before expenses, and any exemptions. Employment and limited-company work have different reporting arrangements.
How do supply-and-fit payments affect turnover?
Record the full amount charged for the installation, including flooring you supply. Keep the supplier cost separately; the difference between the two is not your turnover.
How do I record unused flooring packs returned to the supplier?
Example: £30 supplier credit (linked to an earlier £120 purchase). The documents now show £90 of net spending. Keep the original £120 and the £30 adjustment explainable, with timing matched to your accounting method; a supplier refund is not a new customer sale.
Which bookkeeping issue should I watch for?
Supplier credits need a place in the records. Returned packs and unused accessories can produce credits weeks after the fitting job. Keep the credit note with the purchase so costs are not overstated.
Can I keep using my existing spreadsheet?
Yes. Bring your bedroom flooring installation income records and evidence of flooring, underlay and adhesive into Avona using supported spreadsheet uploads. Check dates, categories, personal spending and duplicates against the original documents before you approve the records.
Do quarterly updates complete my annual tax return?
No. You still need the annual tax return and any relevant adjustments or other income. HMRC currently lists annual-return items including PAYE income, interest, dividends and pensions as in development for Avona. Confirm support for your own income sources and circumstances before relying on Avona for the annual return.
Built for the way you earn
Put your flooring paperwork in order.
Choosing Avona
Your questions, answered.
Can I create customer invoices?
Yes. You can create customer invoices with Avona Pro.
What if I am VAT-registered?
Full VAT accounting is available with Avona Pro, so you can manage your VAT-registered business with Avona.
Can my accountant review my records?
Yes. You can connect your Avona account to your bookkeeper or accountant so they can review your records.
Can I use my phone on site?
Yes. Every feature has a mobile-friendly version, so you can manage your accounts from your phone while you are on the move.
Can I keep using my personal bank account?
Yes. Avona supports Open Banking connections and PDF bank statement uploads. You can clearly separate personal and business transactions to keep your business records organised.